We analyze how your business is actually capitalized today, then qualify, structure, and execute the shift to capital that fits where you're headed — not where you started.
We map how your business is capitalized today — the real estate, the equipment, the balance sheet — and where it's costing you flexibility.
We identify which lenders and structures actually fit your business, without you burning relationships finding out the hard way.
We build the transaction so it solves the actual problem — not just the closest available product.
We manage it through to close, working directly with your existing bank and counterparties.
You've identified the next location, or the next company to buy. The gap is capital, not opportunity.
A call, a covenant, a maturity — something at your bank changed, and now you're reacting instead of planning.
The business is moving to the next generation, a partner, or a buyer, and the capital structure has to move with it.
Real estate or equipment you own outright is capital sitting still. It doesn't have to.
Illustrative example. Not an actual client.
A manufacturing operator running two facilities wanted to add a third without pulling from working capital or taking on conventional acquisition debt. Cobalt analyzed their existing real estate holdings, qualified a structure that converted owned equity into deployable capital, and executed the transaction alongside their existing bank relationship — funding the expansion without touching the balance sheet's debt capacity.